01THOUGHT EXPERIMENT
Agentic banking
Agents First Financial Institution
What would a financial institution look like if it were made for agents—and run with agents—from day one?
Enter the experiment →Experiments from the near future
Ideas are better when
you can touch them.
These are working thought experiments about AI, financial services, and the future of member experience. Pick one. Poke at it. Tell me what breaks—or what suddenly feels obvious.
Three experiments are open now
02PLAYABLE PROTOTYPE
The branch as a game
Branch Rush
A fast, playful way to explore the operational choices that shape a branch—and the people inside it.
Play the prototype →03FINANCIAL GAME
Money choices
Cash or Credit
A playable financial life where everyday decisions shape happiness, savings, debt, and what comes next.
Start the game →Why prototypes?
“A slide can explain the future.
A prototype lets people argue with it.”
I build these to make emerging ideas concrete for credit union leaders, boards, and teams. They are deliberately unfinished: the conversation is part of the work.
Bring one to your team